Cobranças IA

Blog and Articles - Cobrança IA

A platform to share knowledge about technology, Artificial Intelligence (AI), tools, and how they relate to the world of debt collection.

15 published posts

A finance manager sees a payment confirmation notification on their phone right after a collection message, with a dashboard of outstanding invoices in the background.

Collection Triggers: What Gets Customers to Pay

Learn which collection triggers speed up payments: the right timing, customer behavior, and messages that lead to agreements without making customers feel uncomfortable.

Gabriel Borges Aguiar · October 20, 2026 · 9 min read

Read post

A finance analyst looks at a monitor displaying personalized collection conversations happening in parallel, each with a different customer name, history, and offer.

AI-Powered Collections: Scale, Personalization, and a Human Touch

See how AI scales collections without sacrificing personalization—with contextual messages, empathetic negotiation, and company rules guiding every conversation.

Gabriel Borges Aguiar · October 19, 2026 · 7 min read

Read post

A finance office at dusk with a single illuminated desk, a stack of collections files, and a cell phone receiving customer messages while the rest of the team has already gone home.

Is Your 100% Human Collections Team Holding Back Payments?

Collections handled only by people are limited by working hours, queues, and memory. Learn how to spot bottlenecks and how AI frees your team to focus on cases that require analysis.

Gabriel Borges Aguiar · October 15, 2026 · 8 min read

Read post

Office desk with a stack of overdue invoices and a partly open filing cabinet full of unlabeled folders, in natural side lighting, symbolizing revenue forgotten due to disorganized collections.

Lost Money or a Lack of Collections Structure?

Lost money or a lack of collections structure? Learn the difference.

Gabriel Borges Aguiar · October 13, 2026 · 7 min read

Read post

Row of empty workstations in a call center, with headsets hanging from powered-off monitors and late-afternoon light streaming through the window

Collections Call Center: Why and How to Replace It with AI

Gabriel Borges Aguiar · October 9, 2026 · 6 min read

Read post

A row of wooden dominoes falling in sequence over invoices and financial reports on an office desk

The Impact of Delinquent Payments on Your Business: Costs Beyond Cash Flow

How delinquent payments hurt your business: the losses that don’t show up in your reports

Gabriel Borges Aguiar · October 8, 2026 · 6 min read

Read post

Financial analyst seen from behind in front of a wall covered with sticky notes and printed invoices in an administrative office

Manual Collections: How Much Does It Cost Not to Have a Collections CRM?

Gabriel Borges Aguiar · October 7, 2026 · 5 min read

Read post

Desk calendar with a due date circled a few days ago, next to a smartphone showing a payment reminder on WhatsApp, in an office lit by morning light

Why AI Should Handle Your Recent Overdue Invoices

Why AI Should Take Over Your Customers' Recent Overdue Invoices

Gabriel Borges Aguiar · October 6, 2026 · 6 min read

Read post

Finance manager reviews an accounts receivable report in an office at night, with a declining economic chart on screen and a phone showing a WhatsApp negotiation.

Economic recession

Economic recession: why collecting better stops being optional and becomes survival

Gabriel Borges Aguiar · September 29, 2026 · 7 min read

Read post

Finance manager reviewing a collections dashboard on a monitor while printed spreadsheets sit forgotten on the office desk

Collection tools

Collection tools: why spreadsheets can no longer sustain your cash flow

Gabriel Borges Aguiar · September 28, 2026 · 5 min read

Read post

Finance manager sitting at a desk in a naturally lit office, looking at a WhatsApp payment negotiation on her phone, with an open laptop showing a credit recovery dashboard in the background.

How to Collect Debt on WhatsApp with AI Without Losing the Customer

How to Collect Debt on WhatsApp with AI Without Losing the Customer You Want to Recover

Gabriel Borges Aguiar · September 25, 2026 · 5 min read

Read post

Finance manager tracking WhatsApp collection agreements on an AI dashboard

WhatsApp Debt Collection with AI

WhatsApp Debt Collection with AI: How to Recover More Without Damaging Customer Relationships

Gabriel Borges Aguiar · September 24, 2026 · 7 min read

Read post

Cobranças IA

Blog and Articles - Cobrança IA

A platform to share knowledge about technology, Artificial Intelligence (AI), tools, and how they relate to the world of debt collection.

15 published posts

Collection Triggers: What Gets Customers to Pay

Learn which collection triggers speed up payments: the right timing, customer behavior, and messages that lead to agreements without making customers feel uncomfortable.

Gabriel Borges Aguiar · October 20, 2026 · 9 min read

Read post

AI-Powered Collections: Scale, Personalization, and a Human Touch

See how AI scales collections without sacrificing personalization—with contextual messages, empathetic negotiation, and company rules guiding every conversation.

Gabriel Borges Aguiar · October 19, 2026 · 7 min read

Read post

Is Your 100% Human Collections Team Holding Back Payments?

Collections handled only by people are limited by working hours, queues, and memory. Learn how to spot bottlenecks and how AI frees your team to focus on cases that require analysis.

Gabriel Borges Aguiar · October 15, 2026 · 8 min read

Read post