Autonomous negotiation
Preventive reminders before the due date, automatic recovery of overdue amounts, autonomous negotiation of discounts and installments, and integration with your financial systems, always following collections best practices.
Cobranças IA
Smart collections, automatic results
Welcome to Cobranças IA, the autonomous collections platform by TECTO Technology. With Silicon Valley knowledge and experience as our foundation, we built artificial intelligence agents that remind, negotiate and recover credit like a human operator, only 24 hours a day. We integrate with the systems you already use and cover the entire cycle, from preventive reminders to a closed agreement.
24/7
Non-stop collections
+30
AI agents
360
Full collections cycle
Collections workflow
Reminder, negotiation, agreement and follow-up in the same flow.
How Can We Help You?
From Silicon Valley to your collections! Who are we?
Why choose Cobranças IA?
More credit recovered, less operational effort and compliance in every contact with your customer.
Guaranteed compliance
Our team is here to reduce your company’s delinquency with artificial intelligence and exceed your recovery goals.
Silicon Valley + Brasil
From Silicon Valley to your collections! Who are we?
Welcome to Cobranças IA, the autonomous collections platform by TECTO Technology. With Silicon Valley knowledge and experience as our foundation, we built artificial intelligence agents that remind, negotiate and recover credit like a human operator, only 24 hours a day. We integrate with the systems you already use and cover the entire cycle, from preventive reminders to a closed agreement.
Prevent
Reminds customers before the due date to avoid delays.
Collect
Automatically follows up on overdue amounts.
Negotiate
Offers discounts and installments within your rules.
Recover
Closes the agreement and follows up until payment.
Who's behind Cobranças IA?
Meet the people behind the technology that automates your collections.
Our team is here to reduce your company’s delinquency with artificial intelligence and exceed your recovery goals.
#CEO
Gabriel Borges Aguiar
Gabriel Borges Aguiar, with training in Systems Analysis and Development from Centro Universitário de Brasília (UniCeub), has a solid track record of over 10 years in sales, plus extensive experience in the technology sector, combining the commercial world with technology. Co-founder and former CEO of Upass startup, focused on online ticket sales, and founder of TECTO Technology, specialized in custom software development. Now leads Cobranças IA, bringing artificial intelligence to how companies recover credit. Gabriel is recognized for his expertise in communication, leadership, organization and strategy.
#CTO
Giovanni Pascotto Bonin
Giovanni Pascotto Bonin, a prominent engineer and CTO with Master's degrees in Artificial Intelligence from the University of Michigan and Computer Science from the University of Miami, has over 10 years of experience leading rapidly growing engineering teams. His background includes significant roles at technology giants like Intel and leadership of promising startups until IPO, such as Coursera in Silicon Valley. Giovanni managed software projects totaling over 6 million dollars annually, was Head of Engineering at Fabius Labs and Lincoln Network, and founded DevAtlantis. Currently, he applies all his AI expertise to develop the technology behind Cobranças IA, building agents that negotiate and recover credit autonomously.
TECTO Tecnologia
Design, Agility and Technology.
Take your collections to the next level. Learn more now.
+
A TECTO Technology company
Why choose Cobranças IA?
Our team is here to reduce your company’s delinquency with artificial intelligence and exceed your recovery goals.